USD.AI (CHIP) PKR Price

USD.AI Price Data

USD.AI (CHIP) currently has a price of ₨9.32 and is up 2.63% over the last 24 hours. The cryptocurrency is ranked 359 with a market cap of ₨18.6B. Over the last 24 hours, it saw ₨2.7B of trading volume. The token has a circulating supply of 2B tokens out of a total supply of 10B tokens.

USD.AI (CHIP) is the native governance and ecosystem utility token powering a permissionless decentralized lending protocol engineered specifically to finance the global artificial intelligence infrastructure boom. Built across highly scalable networks including Arbitrum, Base, and Ethereum, USD.AI bridges the gap between decentralized web3 liquidity and physical, high-performance computing assets. The protocol addresses a critical capital bottleneck in the AI sector where hardware depreciates rapidly, allowing specialized graphics processing unit (GPU) operators to securely tokenize their physical hardware fleets as on-chain collateral and extract non-recourse debt financing without diluting corporate equity.

The ecosystem operates through a sophisticated dual-token model designed to cleanly separate transactional stability from protocol growth. At the center of the lending marketplace is USDai, a synthetic stable asset pegged to the US dollar that depositors receive when providing capital to the platform. Users searching for optimized passive returns can convert their standard holdings into sUSDai, a yield-bearing derivative that directly captures real interest payments and fee revenue generated by physical GPU-backed loans. The underlying stability of this credit marketplace relies on strict on-chain risk assessments, verifying the hardware documents of title and market demand before generating liquidity to ensure that the outstanding stablecoin supply remains safely overcollateralized.

The CHIP token acts as the economic engine and risk management layer for this entire decentralized credit infrastructure, featuring a fixed total supply of 10 billion tokens. CHIP holders collectively assume the responsibilities of a decentralized credit committee, casting cryptographic votes on crucial system parameters such as minimum loan-to-value ratios, acceptable hardware models, and platform-wide interest rate curves. To protect depositors from systemic default, CHIP can be staked directly inside a dedicated protocol insurance module, allowing participants to actively safeguard the credit network while earning ecosystem rewards. By linking token utility to the financing velocity of high-demand machine learning clusters, the protocol transforms speculative capital into verified real-world compute capacity.