PhotonPay Brings "Programmable Trust" to Global Supply Chain Payments

Comprehensive upgrade to its institutional-grade compliant multi-asset settlement infrastructure supports auditable, traceable payment flows for high-value B2B trade settlement.

Hong Kong, July 13, 2026 — PhotonPay, the next-generation financial operating system for the stablecoin era, today announced a comprehensive upgrade to its institutional-grade compliant multi-asset settlement solution, strengthening its dual-rail fiat and stablecoin infrastructure for high-value B2B trade settlement.

As global AML/CFT regulation tightens, multinational corporations face on-chain traceability challenges, inconsistent regulatory standards, and de-banking risks. For B2B transactions often valued in the millions, compliance uncertainty constitutes a material operational risk. To address this, corporate treasury teams increasingly evaluate stablecoin adoption through a granular, line-by-line approach across specific business units. This upgrade combines PhotonPay's technical architecture with a multi-jurisdictional compliance network to deliver absolute settlement certainty.

1. Integrated On/Off-Ramp with AI-Driven Risk Intelligence 

PhotonPay abstracts the complexity of fiat-to-crypto conversions into a frictionless backend process. The platform powers its transaction screening with an AI-driven intelligent risk engine, combining top-tier on-chain monitoring (KYT) services like Chainalysis and Beosin with machine-learning behavioral analytics to intercept high-risk funds in milliseconds. As of June 2026, this system features 200+ predictive risk rules and 15+ industry models, maintaining a fraud prevention rate above 99.9%.

2. Multi-Jurisdictional Licensing and Seamless Compliance Routing 

PhotonPay's infrastructure is anchored by over 20 financial licenses and regulatory authorizations across key jurisdictions. For stablecoin settlements, PhotonPay has engineered a compliance layer that fully automates enforcement of the FATF Travel Rule. By securely transmitting verified KYB/KYC data alongside fund transfers, PhotonPay transforms complex regulatory compliance into an invisible backend process, delivering transparent, audit-ready reporting out of the box.

3. 100% Client Asset Segregation and Audited Cybersecurity 

PhotonPay maintains 100% segregation of client funds, held exclusively in segregated accounts at Tier-1 banks, completely isolated from corporate operating cash. Furthermore, PhotonPay's information security program has successfully passed the SOC 2 Type I audit, providing institutional clients with independently verified technical security assurance.

"For global B2B trade, compliance uncertainty is itself a cost. PhotonPay's approach is to embed regulatory requirements directly into the technology layer, giving businesses a more predictable path for trade settlement. Our goal is to make compliance and efficiency work together, rather than forcing companies to choose between them." — JP, Group Chief Compliance Officer, PhotonPay

About PhotonPay

PhotonPay is a stablecoin-powered financial operating system built for global infrastructure. Designed for modern enterprises and platforms, PhotonPay enables businesses to send, receive, convert, and settle funds across both fiat and stablecoin rails — through a single, compliance-first integration. With coverage spanning 200+ countries and territories and regulatory authorizations secured across key global markets, PhotonPay is redefining the efficiency of global B2B liquidity.

For more information, visit [www.photonpay.com].

*This material is for general informational purposes only and does not constitute legal, regulatory, tax, accounting, or investment advice, nor an offer or solicitation for any product or service. The availability, features, and regulatory treatment of PhotonPay’s products and services may vary depending on the user’s location, business model, and the laws and regulations that apply.