Governance roundup: discussions from crypto protocol communities

Shorter notes on not included protocols with less notable governance activity are listed at the end. 

MakerDAO is generating the most profits to token holders by miles, reaching a $103 million per year rate (at current supply and stability fees). The fees generated from interest payments are being used to replenish the system surplus, which was depleted when MakerDAO became undercollateralized on Black Thursday. The system surplus acts as a security buffer to pay back undercollateralized loans.