Introducing The White Papers: Tokenizing Modular Home Mortgages on Ethereum L2

The White Papers · December 10, 2025, 5:18AM EST · 39:31

In this first episode of The White Papers, Kelvin Sparks speaks with McAndrew Rudisill, CEO and Chairman of ETHzilla, and Ben Halliday, co-founder and CEO of Zippy, about ETHzilla’s new investment in Zippy and their plans to bring modular home mortgages on-chain via Ethereum L2s, exploring the dynamics of the manufactured housing finance market, its credit performance, and the broader implications of tokenizing real-world credit assets.


00:00 – Show Introduction
00:51 – ETHzilla Invests in Zippy
02:38 – Zippy’s Affordable Housing Vision
05:14 – How Tokenized Loans Work
10:52 – Disrupting Wall Street Access
13:11 – Global RWA Marketplace Vision
16:00 – ETHzilla Digital PE Model
24:06 – Global Investor Access
27:15 – Multi-Billion Dollar Verticals
30:54 – Why Ethereum L2s
42:07 – RWAs Reshape Yield Curve

Disclosure: This episode was produced in paid partnership with ETHZilla.


McAndrew Rudisill –
Ben Halliday –
Kelvin Sparks –

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